Overview of Georgia Credit Card Fraud Laws
Paying with cash isn't always convenient. More and more, consumers are using credit and debit cards to make everyday purchases in stores and on the Internet. Because of the prevalence of electronic payment, credit card and debit card fraud is on the rise.
In Georgia, it's a form of identity theft that involves taking another person's credit card information without permission and making charges to the account or removing funds from it.
The following table highlights the main provisions of the Georgia's credit card laws. See Are You Responsible for Unauthorized Credit Card Charges?, Fraud and Financial Crimes, Theft Overview, and Business Data Breach and Customer ID Theft for more information.
Financial Transaction Card Theft: O.C.G.A. §16-9-31
Forgery of a Financial Transaction Card: O.C.G.A §16-9-32
Financial Transaction Card Fraud: O.C.G.A. Section §16-9-33
|What is Prohibited||
Financial Transaction Card Theft:
Forgery of a Financial Transaction Card
Financial Transactions Card Fraud
Financial Transaction Card Theft: Felony punishable by a fine of not more than $5,000 and 1-3 years of prison.
Forgery of a Financial Transaction Card: Felony punishable by a fine of not more than $5,000 and 1-3 years of prison.
Financial Transactions Card Fraud: Felony, punishment depends on that amount of money stolen as a result of the fraud.
**Sentences typically include restitution to the victim(s).
What to Do If You Are a Victim
Get a Free Case Review
Because Georgia's consumer and criminal laws can sometimes get complicated, it may also be a good idea to consult an experienced consumer protection or criminal defense lawyer if you have questions about your specific situation. Better yet, have a local attorney evaluate your consumer law issue initially for free.
Contact a qualified attorney.