Mississippi has several laws that criminalize credit and debit card fraud. These laws are contained in the Mississippi Credit Card Crime Act and generally make it illegal to use another person's credit card in order to steal money, goods, or services. This act also makes it illegal to lie on a credit card application, forge credit cards, or lie to an issuer about what goods or services have been provided. The following chart highlights Mississippi's main credit and debit card fraud laws.
|Mississippi Code of Law section 97-19-5 through 97-19-29: Mississippi Credit Card Crime Act|
Credit Card: Any instrument or device (whether known as a credit card, credit plate or by any other name) issued to a cardholder in order to obtain money, goods, property, services, or anything else of value on credit.
Issuer: Any organization that issues a credit card.
Cardholder: The person or organization named on the face of a credit card.
Using False Statements to Procure a New Credit Card:
Credit Card Theft:
Buying, Selling, or Receiving Credit Cards:
Controlling a Credit Card as Security for Debt:
Signing with the Intent to Defraud:
Fraudulently Using a Credit Card:
Provider Credit Card Fraud:
What to Do If You're a Victim
Notify your credit card company immediately. After you report that your credit card has been stolen you aren't responsible for any additional fraudulent charges that are made on the card.
You can also report the credit card fraud to a law enforcement agency. Victims in Mississippi can report credit card fraud to the Consumer Protection Division of the Attorney General's Office at 601-359-4230.
Contact a qualified attorney.