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North Carolina Homestead Laws

Homestead laws allow homeowners to declare a limited portion of their property as a "homestead," thus sparing it from creditors in the event of a bankrputcy or other financial hardship. These laws originally were intended to protect families from losing their farms. North Carolina homestead laws don't specify an acreage limit, but allow up to $1,000 worth of property to be declared a homestead.

Learn more about North Carolina homestead laws in the table and links below. See FindLaw's Bankruptcy and Land Use Laws sections for related articles and resources.

Code Section Const. Art. X, §2
Max. Property Value That May Be Designated 'Homestead' $1,000
Maximum Acreage (Urban) -
Maximum Acreage (Rural) -

Note: State laws are constantly changing -- contact a North Carolina real estate attorney or conduct your own legal research to verify the state law(s) you are researching.

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