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Utah Interest Rates Laws

More Information on Interest Rate Laws

Legal Maximum Rate of Interest10% absent contract (§15-1-1)
Penalty for Usury (Unlawful Interest Rate)Felony of the 3rd degree (§76-6-520)
Interest Rates on JudgmentsFed. postjudgment interest rate as of Jan. 1 of each year plus 2%; judgment on contract shall conform to contract and shall bear interest agreed to by parties (§15-1-4)
ExceptionsPawnbroker (§11-6-4)

Note: State laws are constantly changing -- contact an attorney or conduct your own legal research to verify the state law(s) you are researching.

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