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Washington Homestead Laws

Homestead protection laws are intended to prevent homeowners from becoming homeless in the event of extreme financial hardship. Specifically, individuals in danger of losing their home to foreclosure may declare a limited portion of property as a "homestead" and thus off-limits to creditors. Washington homestead laws allow a maximum exemption of $125,000, but don't specify a maximum acreage.

The basics of Washington homestead protection laws are listed in the following chart. See Prevent and Manage Foreclosure FAQs for more information.

Code Section 6.13.010, 030
Max. Property Value That May Be Designated 'Homestead' $125,000
Maximum Acreage (Urban) -
Maximum Acreage (Rural) -

Note: State laws are constantly changing -- contact a Washington real estate attorney or conduct your own legal research to verify the state law(s) you are researching.

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