Maine Insurance Fraud Laws
Generally, insurance fraud occurs when misrepresentations are made with the intent to obtain an improper insurance payment. For example, an insured party might commit insurance fraud by overstating the extent of their injuries or by reporting a loss that didn't occur at all. However, insurance fraud can come in many different forms, and each state individually defines the acts that constitute insurance fraud within their state. This article provides a brief overview of Maine's insurance fraud laws.
|Maine Revised Statutes section 2186: Insurance Fraud Prevention|
A person may not commit a fraudulent insurance act.
A "fraudulent insurance act" is any of the following acts or omissions when committed knowingly and with the intent to defraud:
Reporting Fraudulent Insurance Acts
In Maine, insurers are required to report fraudulent insurance acts annually. On or before March 1st, insurers in Maine must file a report relating to all fraudulent insurance acts that the insurer knows of, or reasonably believes has been committed during the previous calendar year. Addition information about insurer reporting requirements can be found in section 2186(4).
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