In the Commonwealth of Massachusetts, insurance fraud can occur in several different ways, including automobile fraud, worker's compensation fraud, property fraud, and casualty fraud. Generally, insurance fraud offenses can occur when someone tries to make money from insurance transactions through deception.
Common Insurance Fraud Schemes
By far, automobile fraud is the most common type of insurance fraud crime. Here are some examples:
Who Enforces and Prosecutes Insurance Fraud Laws?
The Insurance Fraud Bureau of Massachusetts (IFB)and local prosecutors handle insurance fraud cases under the state's penal laws. The Feds can also prosecute insurance fraud under a number of criminal statutes including as "mail fraud," "criminal racketeering" or other federal offenses.
How do I File a Complaint Against a Massachusetts Insurance Company?
You can file an online complaint against insurance carriers and discount health plan providers, including reporting suspected insurance fraud.
MGL Chapter 266, 111A et seq.
|What is Prohibited||
Any time a person files a claim against an insurance company or policy using false information or intentionally deceiving the claim representative, they are committing a felony fraud.
Typically a felony punishable by up to 5 (five) years in prison or from 6 months to 2 ½ years in jail, or a fine of $500-$10,000, or both.
Possible civil penalties including fines, revocation of business license, etc.
|Who Can Be Prosecuted||Consumers, providers (such a doctor and auto repair shop), and insurance companies, adjusters and others.|
|Types of Insurance Fraud||
If you feel you have been victimized by insurance fraud, here is some contact information that can help you:
Because insurance fraud laws can sometimes get complicated, it may also be a good idea to consult an experienced criminal defense attorney if you have questions about your specific situation.
Contact a qualified attorney.