Nebraska Insurance Fraud Laws
The crime of insurance fraud typically occurs during the buying, using, or selling of insurance. Each state defines insurance fraud slightly differently. In Nebraska, the Nebraska Department of Insurance defines insurance fraud as any deliberate deception committed against, or by, an insurance company, insurance agent, or consumer for the purpose of unjustified financial gain.
Common examples of insurance fraud include:
- Fake insurance policies
- Insurers pocketing premiums and issuing fake policies
- Fraudulent claims
- Exaggerated claims
- Medical fraud
- Slip & fall personal injury schemes
For more information about the various ways in which insurance fraud can be committed visit the Nebraska Department of Insurance's website. The following chart outlines Nebraska's main insurance fraud laws.
|Nebraska Revised Statutes section 44-6604: Fraudulent Insurance Acts|
|A person or entity commits a fraudulent insurance act if he or she:
First violation: Fine of up to $5,000.
Second violation: Fine of up to $10,000.
Each subsequent violation: Fine of up to $15,000.
How Do I Report Insurance Fraud?
Suspected insurance fraud can be reported to the Nebraska Department of Insurance via the fraudulent claim referral form. Consumers can make a report by filing out the referral form and supplying documents or evidence that support their belief that the Nebraska Insurance Fraud Act may have been committed. Insurance companies have the option of reporting fraud via the referral form, or electronically via the National Insurance Crime Bureau.
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